Required Minimum Distribution (RMD)

The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from some types of retirement accounts annually, starting the year you turn age 72. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.

Note: This calculator does not include early 2022 updates to IRS life expectancy charts. This may impact your calculations slightly; MOAA is aware of this issue and is in the process of updating the calculator.