Disclaimer This article is for currently working members whose retirement days are in the distance. The article probably won’t make sense for people close to retirement or in retirement. Realize I’m making generalizations based on what
Long Term Care planning is one of the hardest things I discuss with clients. First of all, Long Term Care Insurance (LTCI) is expensive. Second, the risk seems far off. Third, you may never use LTCI, but if you need
We conduct classes on bases as a part of the Transition Assistance Program (TAP) and other base educational programs. Whether it’s our ‘Evaluating Employee Benefits’, ‘Marketing Yourself for a Second Career’ or our ‘Financial Planning for Transition’ class, a frequent
From your days in uniform, when the boss gave you a task, any reason the task wasn’t accomplished as expected was met by the rebuke, “No excuses ” There’s no excuse for leaving a spouse unprepared
I’m no know it all far from it. I’m a sponge learning something new every day. It’s just that I’ve met plenty of people who didn’t follow the tips below and they live with regret. I
I’m sitting in a restaurant for lunch and two people at the table next to me start talking about investing and their 401ks. True story. I’m not good with ages but they were 30ish give or take. Their
If you are an investor, you must have a strategy that defines when you will sell an investment. It’s called having a “sell discipline” in the business. Now don’t get me wrong. I’m not suggesting you become
What do you do? You will continue to work after age 65. You are covered by your employer’s health plan. However, you’re faced with the Medicare Tricare for Life (TFL) decision. Here are your options. Stay with your employer
There are financial service firms using the front of helping with VA benefits as a way to meet prospective customers. Some appear to be veteran organizations–“appear” being the key word. These groups solicit your business based on
You mean there’s a way to cancel my SBP due to my VA rating? Yes, there is. But whether you should exercise this option is a whole ‘nother matter. You have an irrevocable option to cancel
